Before purchasing a property-house, apartment, office, land, or any other real estate-is vital to check who is the rightful owner. This requires getting the Property Tax Registration Certificate of the National Superintendency of Public Registries (SUNARP), which lists all property transfers, mortgages, liens and claims relating to a property. Another important point to check is the status of taxes. In the same municipality in the district where the property is located must request a report of the taxpayer, that as its name implies, will report the status of all taxes (property taxes and excise taxes). At the time of purchase, they should have been canceled. Would be equally important to verify that there is no other debt for electricity, water or teléfono.No you forget to pay the Excise, which is 3% of the value of the transfer. This tribute will be at your account and you can pay at the offices of the Tax Administration Service (SAT). For those purchasing departments should take into account the need to separate the price of the apartment and parking if the purchase is made in one minute, to avoid overpaying. To purchase you must submit payment of income tax, whose record is attached to the Deed. Notaries are responsible for this. They are also responsible for attaching the certified record of the means of payment from the buyer. Do not be surprised if they can not close the Scripture acreditación.Si not to submit the sale is being conducted by a representative of the owner, it must have a power to express its power and is duly registered with the relevant public register. If the owner is found abroad, you should arrange a power to the Peruvian consulate nearest your home. It is also important to verify that "there are multiple owners, all sign the sale and are spouses. Finally, do not forget to raise the Deed by a notary, and the same to be recorded in the Real Estate Registry to avoid penalties for the payment of taxes and be able to sleep peacefully. Documents: If the purchase is through a savings institution should not worry because these institutions have included the cost of sale document. But if the purchase is through a mortgage bank, insurance company, finance company, the cost of drafting the document Shopping - retail price varies according to the property. Recording fees: The fees payable by the buyer estimate the value of the property and paid in a form settlement. Significantly, the records charge for witnesses, stamps, photocopies, transfers and empowerment. Note that all the costs mentioned above must be paid in cash. Document Delivery: At the time of capturing the signature on the final document must deliver or receive (depending on whether the seller or buyer) all documentation relating to the property and the case file to check the sanitation of Law also should require, to real estate marketing company, fee receipts, invoices for services and supports expenses incurred to run the operation. Insurance: If the acquisition of the property mortgage loan, you must obtain a life insurance policy, fire and earthquake. This should be added that the cost of insurance depends on the value of the property, the buyer's age and physical condition, because, in general, insurance companies charge a year in advance and cancel the monthly fee repayment of principal and interest. Update the value of the property: The law allows you to update the historical value of the purchase of the property to determine the amount of tax payable on the sale of this. In addition, the marketing company will be called to advise in this area, so you can reduce, legal, the amount of tax payable in the transaction. determine price: It is recommended that an appraiser and determine the prices of similar properties sold in the area. Thus, defining an average price but must also take into account the initial cost of the home, improvements made to the property and the location. It should be noted that if the price is too high, buyers will not visit the property and, moreover, the buyer usually expects a concrete negotiating the final price. Therefore, it is suggested that a margin for this purpose. Stabilize the property: This means that minor works should be performed on the property. Among them are: the details of interior and exterior painting, repair gas leaks and water, seal the doors, windows and cabinets, remove the moisture, clean glass, windows and mirrors, replace damaged tools, remove all debris; pour oil on doors and windows, and do general cleaning throughout the building. Documents: You should gather and keep up to date all the documents of property, that is, the scriptures notarial notices, receipts for water, electricity, telephone, internet, tax slips, proof of property increase, and architectural drawings. Contract: This is an agreement established between the buyer and the seller, in this setting the written terms of the operation performed and their specific characteristics. It is also necessary to include the detailed specification of all the elements that are considered important to avoid changes in the condition when translating the sign before the notary. If you do not know how to perform such contracts, you are advised to consult a notary, lawyer or a real estate consultant, and that this agreement serves as a means to force both the seller and buyer to comply with the provisions. The announcement: It is required to announce the sale of your property in the appropriate category or others that are related to what you want to sell. Also, remember that more details of your property, the buyer will have the information needed to make a decision more easily. You can advertise in newspapers, magazines, websites, television or radio. Search Property: It is necessary to conduct a thorough search for the greatest number of properties that are for sale. In this way, you have the points needed for a good comparison. Depending on your budget, consider the possibility of seeing different types of property whether apartments, houses, land, among others. Information: call and check the information that has been found. Then, rate the service of each of a person who is selling the property and arrange day to visit the property, and corroborate the information provided so far. Verification: Check that the contacts are not damaged and water leaks, as this can help you negotiate the final price. Also note the lighting throughout the property and qualify both the interior and exterior view. Consider the size of each bedroom, kitchen, dining room and furnish the room because each room of the house spends a great deal of money. Safety: Consider the surveillance of the street where the property is located and whether it is dark or lonely. It is important to assess the location of the property, as there is a big difference to traffic depending on time and if weekend. Important details which must have an overseas customer, before buying a house: is important to know that the voltage used in Lima - Peru of the 220 volts and the cycling is 60. Electrical appliances vary depending on countries volts and cycling. The water coming through the taps is a treated water for safety if we drink we boiling or purchased at pharmacies a disinfectant, if we can use it without any trouble to cook our food, washing, bathing, washing clothes and cleaning of our home items in Lima, the climate varies with the seasons, does not record frequent rainfall, but in some provinces the climate is very variable, check it before traveling outside of Lima and that should bring with you clothes according to climate. Houses, apartments and offices do not have air conditioning systems or heating because in our climate when it is cold and / or hot temperatures are acceptable. If you need custodial staff and / or kitchen for your home and care for your children, look for a company job that gives guarantees or someone you trust recommends it, it is important to make sure you have all the paperwork in order as proof of identity, police certificate of good conduct and home. If you plan to mobilize taxi always be sure that this is from a trusted company, will cost a bit more but travel insurance. If you need to solve a pressing problem on her apartment by flood or accidental leakage of water, and some do not ever hesitate to immediately call your realtor, landlord (property owner), building superintendent, building manager or condominium that they will come in your help, you also have the service of serenazgo his district, so this will go immediately in case of emergencies and / or theft, because this service is included in its receipt of local referees. Abuse of certain real estate agencies on alert consumers to denounce the excessive fees charged in some cases The growth during the last three years of real estate brokerage firms, which do not always respect the rights of both buyers and sellers, has alerted consumers associations. In 2000 the sector was liberalized, and since then anyone can open a real estate company without entitled to be an agent. In fact, most of the clients suffer from abuses of these new operators, as user organizations. In some parts of Lima, there have been cases of agencies that do pay property seekers, 100 to 300 new soles to provide them with a list of available homes (carried out at the Metropolitan Lima). Another abuse is detected to provide housing to buyers at a price much higher and stay that way with the difference, without respecting the commission agreed with the seller. Other irregularities, which in this case involves both buyers and sellers, refers to the real estate commissions charged for providing the service. Typically the seller pays, except agreement between the parties which can spread the cost. "At this point, the abuse is also increasing because they charge fees of up to 7%, normal is between 3% and 5%." Many new companies created "make use of all kinds of tricks to sign documents with unfair terms, for example, do not specify the commission to be charged, or if specified in a clause is so tiny it is difficult to read. " Recommendations The "golden rule" not to be abused by unscrupulous real estate companies, as recommended by consumer groups, is read contracts carefully and do not sign any document which have been left blank. Otherwise, we run the risk of being disproportionate levy charges, or signing a contract that binds us to the company indefinitely, if the sellers. The company must provide clearly to their customers all the information on duration of contracts, the percentage to be charged, etc ... The goal is to leave no loophole by which it can charge the customer more money provided by each company to provide real estate services as a mediator.
MOVING TIPS: How Packing breakables First a layer of small balls made with newspaper and cover the bottom of the boxes that you are used to pack, with a height of 5 cms. You must ensure that the boxes have reinforced the packing teipe in base.Primero must place heavy objects, the new coating with a layer of paper balls and so on to fill the box. How to pack fragile items to pack dishes, first select boxes that are strong and not too big so that you can lift with ease. Fill the bottom of the box with paper balls. First sandwiched between each plate with a sheet of paper or cardboard, or if you get Bubble Wrap cushioning (bullpack). How to identify the boxes if your content is delicate, fragile, do not forget to write on the outside as well as an arrow to avoid carrying the box abajo.Este mouth advice is very important, do not place CONTENTS BOX FOR FUERA.De be possible, list boxes. Written on a separate sheet a statement of the numbers of boxes and their contents and the location of the house where he has to register. Moving appliances and furniture make sure that moving parts on some household appliances are locked during transport, such as the drum of the washer and dryer appliances ropa.Evite move heavy and bulky to themselves while transporta.Descongele and empty the refrigerator for at least 24 hours before the day of the mudanza.Pásele a turn key to the cupboard doors to keep the doors open during the move. Small keys and screws with teipe furnishings in the unit they belong to. Movers: Choosing not leave until the last minute searching for a company that supplies your mudanza.Busque potential movers at least two months before the date expected. Study presupuestos.Las least three companies will offer various options from which you will pack carefully to those that only offer trucking for the purpose, among them find different prices, to you to make choice depending its budget and the time it can devote personally to mudanza.Confíe preferably in moving companies, or widely known path, which ensures that its staff and technical team offer all the guarantees and experience in . On the move - Do not trust the transfer of valuables such as jewelry, important documents, etc. moving the agency. It is preferable to pack yourself and carry in your briefcase .- Keep important documents handy, you may need them during the move .- Keep a roll of duct tape on hand, if you open a box of packing .- It is safest to be eager to unpack everything when it comes, but do so calmly and orderly .- Be mobile at the hands of service delivery of fast food, pizzas, etc. that are very useful.
PAYMENT IS Excise?
selling Real Estate Judicial Foreclosures.
"Scam or not? Usually, the person contact the estate agent and this explains the status and details of both the property and the judicial process. Because that is the hallmark of these properties, are subject to a judicial process of foreclosure. He explains to customers the advantages and limitations in these cases stem a property in that state, nobody usuamente are still owns that good and that depends on a bid, therefore, if there is breach of the agreement may you according to law, to claim his agent, but not the judge of the auction, let alone have rights the property, because it never belonged to the two parties. Then the realtor and clients if they agree, proceed to the signing of the contract in the form of Promise of Sale, which is one whereby the parties agree to conclude a specific contract within a certain period or event of a certain condition
Promise of Sale, which is one whereby the parties agree to conclude a specific contract within a certain period or in the event of a certain condition is the problem here: to meet the deadline , or the fulfillment of the condition.
The specialist, Mario Reynaldo Tantaleán Odar, tells us: How is it that on one hand the Peruvian Civil Code Article 1409, subsection 2 allows the sale of property of others or used as collateral or seized or subject to litigation. While, on the other hand, the Peruvian criminal code, Article 197, subsection 4 sanctions up to four years of deprivation of liberty the act of selling or pledging disputed property, seized, taxed or others?. However, this apparent contradiction is explained, suggesting the specialist Our criminal code, Article 197, subsection 4, regulates the recruitment of choses in action, those affected, seized or others as a form of fraud. The form of fraud to which we reference is known, in doctrine and jurisprudence, as estelionato On this basis, continues to show the specialist, you have to understand that fraud is a crime under which it is required to achieve an advantage for oneself or for another, but at the expense of the victim. Ad however, the essential element of the scheme tells us that you need to mislead the victim. The form of fraud to which we are referring to is known, in doctrine and jurisprudence, as estelionato.
1 .- In short we can say that in the first case the transferor makes known the real situation well, that is, acting in good faith. Therefore, the contract is fully valid. 2 .- In the second case, the transferor remains silent about the quality of goods, ie, act negatively, so we face a negligent act. It is clear that the purchaser does not know the real situation as well, being in a kind of disadvantage, has the option of choosing between two options: either terminate the contract or require compliance and enforcement of the obligation emerged. 3 .- Finally, the third case, the purchaser information distorts the real situation well. Here we are, as in the first case, a situation in which the transferor is acting effectively, but such an action becomes an impostor attitude, which explains why the penalty provided by our criminal law
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Many real estate brokers argue that the property was won by another company, and other property replacement are to give the client, or they bought the most expensive property in the auction what they had agreed on the promise of sale and the customer must cover the difference. As I say, it all depends on the extent of the condition they agreed in the contract, but in any case you have civil remedies for breach or criminal, in the case of more serious situations.
When I started in this work, a ARCHITECT AND TOLD ME ....." SOMETHING VERY TRUE THAT THERE IS NOTHING MORE TO DEFINE A PERSON TO THE INTERIOR OF YOUR HOME.
MORE THAN THE ACCESSORIES And the clothes you wear, BECAUSE THAT IS REPLACED BY THE HAND. "
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